Get Pre-approved

*Required Fields

Your Information

Vehicle Selection

Vehicle of Interest (Can be changed later)

Flexible Financing for Every Driver

When you’re ready to apply for financing in Richmond, KY, the team at Toyota South is here to make the process smooth and stress-free. Stop by or get started online today.

Buying a car should be an exciting experience, not an overwhelming one. Whether you're interested in a brand-new Toyota or exploring a dependable pre-owned model, Toyota South offers flexible financing options that work with your budget. Our goal is to keep things simple and clear, with no runaround and no surprise fees.

We offer tools and support to help you every step of the way. From helping you value your trade to reviewing loan and lease options, our finance experts are focused on making your experience easy. When you're ready to apply for financing, you can do it online from the comfort of your home or in person with one of our team members.

New and Used Options That Fit Your Life

Drivers come to us for all kinds of reasons. Some are ready to upgrade to the latest model, while others are searching for a reliable used car. No matter what you're looking for, we offer new Toyota leases, new Toyota loans, and used car loans to match your goals. With flexible terms and access to multiple lenders, we’re able to help more people get approved.

Find Toyota Specials with Ease

If you’re looking for extra savings, check out our new Toyota specials or browse our current used vehicle specials. These offers are updated often and can make a real difference in what you pay each month. Whether you have excellent credit or are building your credit history, we’re ready to help you apply for financing with confidence.

Start Online, Finish at Your Own Pace

One of the easiest ways to apply for financing is through our online application. It’s secure and quick and lets you get a better idea of your options before visiting the dealership. After you apply, someone from our team will reach out to walk you through your next steps. If you're still narrowing things down, our online tools can also help you calculate payments or value your trade.

Prefer to talk it out in person? No problem. Our finance department is available during regular business hours and can sit down with you to review all your options. Whether you’re buying your first car or trading in for something new, we’re here to make the numbers make sense.

It’s Time to Apply for Financing in Richmond, KY

At Toyota South, helping drivers apply for financing is something we take seriously. It’s not just about filling out paperwork; it’s about helping you feel comfortable and supported through every part of your car-buying experience. Our finance center works with trusted lenders, offers clear guidance, and never pressures you into a deal that doesn’t feel right. Whether you start online or visit us in Richmond, KY, you’ll find real people ready to help you move forward with confidence.





AdChoices