Finance Center

Call us at: 859-624-1313

Auto Financing at Toyota South

If you’re in the market for a new Toyota, then you have a variety of choices in our online model inventory. Whether you plan to buy a new or used Toyota model, we have the car, truck, or SUV you’re looking for at a great price! Once you find that perfect Toyota, it’s time to start thinking about your auto financing and leasing options. Learn more about the Toyota financing rates offered at Toyota South, as well as how you can save on your next new or used vehicle purchase. For more information, feel free to contact us!

Buy or Lease: What’s The Difference?

If you’re shopping for a new Toyota for your Richmond commute, you have two ways to take a car home from Toyota South: Toyota financing or leasing. You may be wondering what the difference is between auto financing and leasing, and to make it easier we’ve broken down the benefits for each option below. However, the ultimate decision between Toyota financing and leasing will depend on your budget, your needs, and what you expect out of your vehicle.

Perks Of Financing: 

  • When you get Toyota financing, you own the vehicle and can customize it to your liking.
  • Drive as far and as long as you want in Lexington with no mileage limits.
  • Sell the car later on or give it to a family member since you own the vehicle.

Perks Of Leasing: 

  • When you lease a Toyota, you can easily upgrade to a new car every few years, allowing you to get the latest technology.
  • Your down payment is low or nonexistent when you lease.
  • Your monthly payments can be lower when you lease a car, depending on the type of car and your loan terms.

Used Car Financing

When you shop for a Toyota at Toyota South, you can also get used car financing when you find a pre-owned model that fits your needs and your budget. Purchasing a used Toyota is an excellent way to get the features you want without spending a lot of out of pocket. Plus, if you want savings and extra peace of mind, Toyota has Certified Pre-Owned vehicles for sale that have met specific standards set by Toyota.

To help you get the used car financing plan that’s right for your budget, we’ve created a suite of online financing tools that will help you plan your budget and start the car buying process from your Frankfort home!

  • Apply For Financing: Get the financing process started by applying for financing online! Fill out all the information on the provided form, so our salespeople can create the right plan for you.
  • Value Your Trade-In: Thinking of trading in your old vehicle? You can value your old vehicle’s worth with Toyota South to see how much you’d be able to put towards your new vehicle.
  • Payment Calculator: Plan your budget in advance with our online payment calculator. Enter the new vehicle’s price, the interest rate, loan term, down payment, and your trade-in value to see how much your monthly payment will be.

Find Your Perfect Toyota at Toyota South!

Take advantage of Toyota financing rates and leasing when you get new or used car financing at Toyota South near Berea! Our finance team is here to help you find the perfect Toyota model for your needs and your budget. Browse our Toyota finance specials and lease specials to save on your next purchase, or browse our used vehicle specials to save on a pre-owned Toyota. We look forward to hearing from you!


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961 Four Mile Rd • Richmond, KY 40475

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Toyota South 37.759817, -84.275124.