One of the top concerns among drivers in greater Richmond area has been whether to take out a car loan, or lease a vehicle. Here at Toyota South, we understand, and have gone through that process for as long as we've been selling new Toyota models. Each option has its pluses and minuses, and many people are worried about what happens if they don't bring the vehicle back in top shape. With that in mind, Toyota Financial Services have developed the a solution: the Excess Wear & Use Protection Plan.